GIS Advisor Sdn Bhd

11/10/2025

💼 5 Business Finance Habits That Keep You Profitable and Prepared
Running a successful business isn’t just about making money — it’s about managing it wisely.
Here are five habits every entrepreneur should master:
1️⃣ Separate business & personal finances
Keep clean records and simplify tax time.
2️⃣ Build a dynamic budget
Update monthly to reflect your real numbers.
3️⃣ Forecast cash flow, not just track it
Know when lean months are coming — before they hit.
4️⃣ Use the right tools (and people)
Good accounting software + a trusted CPA = peace of mind.
5️⃣ Keep a rainy-day fund
Because business storms always come unannounced.
🔗 Learn more from the U.S. Small Business Administration:
👉 sba.gov/business-guide/manage-your-business/manage-your-finances
💬 Which one do you struggle with the most?

06/10/2025

Happy Mid-Autumn Festival! 🌕
May your night be as bright as the full moon.
Sincerely from GIS Advisor

01/01/2024

As we step into the promising 2024, it's a moment of reflection, hope, and anticipation for the opportunities that lie ahead.
Let's welcome 2024 with open hearts, hopeful spirits, and a determination to make it a year filled with joy, success, and meaningful connections.
Happy New Year from GIS

24/11/2023

ALOR STAR: Spend within your means and avoid signing up for new loans or using your maximum credit limit unless it is absolutely necessary.

This is the advice from the Consumers Association of Kedah (Cake) in wake of Bank Negara Malaysia's recent move to increase the overnight policy rate (OPR) by 25 basis points to three per cent.

Contact us for financial services:
💬WhatsApp: https://wa.link/wvya2n

ALOR STAR: Spend within your means and avoid signing up for new loans or using your maximum credit limit unless it is absolutely necessary.

27/10/2023

Life can get busy, but your financial goals deserve attention and care. Why navigate the complexities of personal finance alone when you can simplify the journey?

Take Control of Your Financial Future

Contact us for financial services:

💬 WhatsApp: https://wa.link/wvya2n

25/10/2023

The Consumers Association of Kedah (Cake) is advising individuals to exercise financial prudence in light of Bank Negara Malaysia's recent decision to increase the overnight policy rate (OPR) by 25 basis points to three percent.

Contact us for financial services:
💬 WhatsApp: https://wa.link/wvya2n

ALOR STAR: Spend within your means and avoid signing up for new loans or using your maximum credit limit unless it is absolutely necessary.

23/10/2023

Alliance Bank Malaysia Bhd has set an ambitious loan growth target of 8 to 10 percent for the financial year ending March 31, 2024 (FY2024), compared to the previous year's growth of 6.2 percent. The growth is expected to be primarily driven by core segments, particularly small and medium enterprises (SMEs) and commercial businesses, where double digit growth is anticipated.

Contact us for financial services:
💬 WhatsApp: https://wa.link/wvya2n

KUALA LUMPUR: Alliance Bank Malaysia Bhd is targeting an eight to 10 per cent loan growth for the financial year ending March 31, 2024 (FY2024) against FY2023’s 6.2 per cent.

20/10/2023

Outsourcing bank loans can be a strategic move for small businesses looking to access the capital needed for growth and stability. Find out how outsourcing bank loans can help streamline your business loan today!

Contact us for financial services:
💬 WhatsApp: https://wa.link/wvya2n

18/10/2023

The dynamic and evolving business landscape has prompted companies to embrace outsourcing for various functions and services. Outsourcing isn't merely a response to market demands and a means to navigate financial hurdles; it also presents avenues for growth and expansion.

Contact us for financial services:
💬 WhatsApp: https://wa.link/wvya2n

The ever-changing environment has pushed companies and businesses to outsource functions and/or services. In the Philippines, outsourced loan processors is a growing trend as industries have adjusted to the new normal. Outsourcing is not just a solution to meet market demands and to survive the fina...

16/10/2023

Affin Hwang Capital has expressed concerns about Malaysia's banking sector meeting its loan growth target of four percent for the year if market conditions remain sluggish in the second half of 2023.

Contact us for financial services:
💬WhatsApp: https://wa.link/wvya2n

KUALA LUMPUR: Malaysia's banking sector may miss Affin Hwang Capital's loan growth target of four per cent this year if market conditions remain subdued in the second half of 2023 (2H23).

13/10/2023

Collateral is often required when the lender wants some assurance that the borrower will not default on the loan. So, an asset is pledged as a security for the repayment of loan. Find out what can be used as collateral with GIS Advisor!

Contact us for financial services:
💬 WhatsApp: https://wa.link/wvya2n

11/10/2023

The Sarawak Bank Employees’ Union has criticized the government's proposed scheme to allow Employees Provident Fund (EPF) contributors to use their Account 2 savings as collateral for personal bank loans.

Contact us for financial services:
💬 WhatsApp: https://wa.link/wvya2n

Business Account