Pama Afrika Limited

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18/12/2014

People have to give up their old ideas of what they were told to do: go to school, get a job, work hard, save money, get out of debt, invest in the long- term, diversify, buy stocks. It is a good advice for the average person. It is simply a completely different point of view. I am an entrepreneur. I don't want to work for someone else. I don't want somebody telling me how much money I can make; I don't want somebody to tell me where I can go in the world, or when I have to come to work. I'd hate it! Nobody tells me that. That's why I support network marketing!

04/09/2014

Successful and unsuccessful people do not vary greatly in their abilities. They vary in their desires to reach their potential.

04/09/2014

Forbes Billionaires: Full List Of The World's 50 Richest People.

Bill Gates saw the potential in PCs before anyone else truly grasped the commercial value of the concept. His foresight allowed him to build Microsoft into a $400 billion behemoth, and made him a passionate believer in the system that allowed him to do so. ”Some people, through luck and skill, end up with a lot of assets. If you’re good at kicking a ball, writing software, investing in stocks, it pays extremely well. Capitalism has worked very well,” he said in 2010. To those not as enraptured with capitalism, he offered a curt suggestion: “Anyone who wants to move to North Korea is welcome.”
Capitalism has indeed worked well for Gates, who’s back on top of the Forbes billionaires list for the first time in four years. It’s been good to the other 1,645 people on the wealth ranking. Staggering figures–record figures actually. Combined, the billionaires are worth $6.4 trillion, a greater sum than any other Forbes has previously calculated. Perhaps equally suggestive of the prosperous economic times is the fact that 268 folks are joining the billionaire’s club for the first time, the largest freshman class ever, beating the 226 newcomers in 2008.
To make digesting the ranking and our work easier, what follows is a simple list of the 50 richest. They’re collectively worth $4.4 trillion. Taken together, it is a roll of familiar names (people like Warren Buffett, Mark Zuckerberg and Donald Trump), as well unfamiliar ones. You’ll spot Jan Koum, the WhatsApp founder, and Alexander Vik, the financier who has enriched himself from every modern financial bubble and left in his wake countless scorned investors. And foreigners like Kjeld Kirk Kristiansen, the grandson of the Lego founder, and Charlene de Carvalho-Heineken, one of the richest woman in the world thanks to her family stake’s in the eponymous beer company. All share a commonality: they too have made capitalism work very well.

1. Bill Gates
Net Worth: $76 B
Source of wealth: Microsoft
2. Carlos Slim Helu & family
Net Worth: $72 B
Source of wealth: telecom
3. Amancio Ortega
Net Worth: $64 B
Source of wealth: retail
4. Warren Buffett
Net Worth: $58.2 B
Source of wealth: Berkshire Hathaway
5. Larry Ellison
Net Worth: $48 B
Source of wealth: Oracle
6. Charles Koch
Net Worth: $40 B
Source of wealth: diversified
6. David Koch
Net Worth: $40 B
Source of wealth: diversified
8. Sheldon Adelson
Net Worth: $38 B
Source of wealth: casinos
9. Christy Walton & family
Net Worth: $36.7 B
Source of wealth: Wal-Mart
10. Jim Walton
Net Worth: $34.7 B
Source of wealth: Wal-Mart
11. Liliane Bettencourt & family
Net Worth: $34.5 B
Source of wealth: L’Oreal
12. Stefan Persson
Net Worth: $34.4 B
Source of wealth: H&M
13. Alice Walton
Net Worth: $34.3 B
Source of wealth: Wal-Mart

14. S. Robson Walton
Net Worth: $34.2 B
Source of wealth: Wal-Mart
15. Bernard Arnault & family
Net Worth: $33.5 B
Source of wealth: LVMH
16. Michael Bloomberg
Net Worth: $33 B
Source of wealth: Bloomberg LP
17. Larry Page
Net Worth: $32.3 B
Source of wealth: Google
18. Jeff Bezos
Net Worth: $32 B
Source of wealth: Amazon.com
19. Sergey Brin
Net Worth: $31.8 B
Source of wealth: Google
20. Li Ka-shing
Net Worth: $31 B
Source of wealth: diversified
21. Mark Zuckerberg
Net Worth: $28.5 B
Source of wealth: Facebook
22. Michele Ferrero & family
Net Worth: $26.5 B
Source of wealth: chocolates
23. Aliko Dangote
Net Worth: $25 B
Source of wealth: cement, sugar, flour
23. Karl Albrecht
Net Worth: $25 B
Source of wealth: retail
25. Carl Icahn
Net Worth: $24.5 B
Source of wealth: investments
26. George Soros
Net Worth: $23 B
Source of wealth: hedge funds
27. David Thomson & family
Net Worth: $22.6 B
Source of wealth: media
28. Lui Che Woo
Net Worth: $22 B
Source of wealth: casinos
29. Dieter Schwarz
Net Worth: $21.1 B
Source of wealth: retail

30. Prince Alwaleed Bin Talal Alsaud
Net Worth: $20.4 B
Source of wealth: investments
31. Forrest Mars Jr
Net Worth: $20 B
Source of wealth: candy
31. Jacqueline Mars
Net Worth: $20 B
Source of wealth: candy
31. John Mars
Net Worth: $20 B
Source of wealth: candy
34. Jorge Paulo Lemann
Net Worth: $19.7 B
Source of wealth: beer
35. Lee Shau Kee
Net Worth: $19.6 B
Source of wealth: diversified
36. Steve Ballmer
Net Worth: $19.3 B
Source of wealth: Microsoft
36. Theo Albrecht Jr & family
Net Worth: $19.3 B
Source of wealth: Aldi, Trader Joe’s
38. Leonardo Del Vecchio
Net Worth: $19.2 B
Source of wealth: eyeglasses
39. Len Blavatnik
Net Worth: $18.7 B
Source of wealth: diversified
40. Mukesh Ambani
Net Worth: $18.6 B
Source of wealth: petrochemicals, oil & gas
40. Alisher Usmanov
Net Worth: $18.6 B
Source of wealth: steel, telecom, investments
42. Michael Otto & family
Net Worth: $18.4 B
Source of wealth: retail, real estate
42. Masayoshi Son
Net Worth: $18.4 B
Source of wealth: internet, telecom
42. Phil Knight
Net Worth: $18.4 B
Source of wealth: Nike
45. Tadashi Yanai & family
Net Worth: $17.9 B
Source of wealth: retail

46. Gina Rinehart
Net Worth: $17.7 B
Source of wealth: mining
47. Mikhail Fridman
Net Worth: $17.6 B
Source of wealth: oil, banking, telecom
48. Michael Dell
Net Worth: $17.5 B
Source of wealth: Dell
49. Susanne Klatten
Net Worth: $17.4 B
Source of wealth: BMW, pharmaceuticals
50. Abigail Johnson
Net Worth: $17.3 B
Source of wealth: money management

14/08/2014

10 SMART THINGS I'VE LEARNED FROM PEOPLE WHO NEVER WENT TO COLLEGE

1. You can learn something useful from anyone.

Whenever we find ourselves ignoring someone because we’ve already determined that they aren’t “smart” enough to say something meaningful, we’ve made a big mistake. Besides being presumptuous and arrogant, this mindset blocks out every useful thing the other person might pass along. Instead of just listening and mining the conversation for nuggets of wisdom, we allow our pre-existing bias to brand everything as “not smart enough for me.” Incredibly bad idea. I’ve yet to meet someone who couldn’t teach me something.

2. If quality slips, it really doesn’t matter how good your ideas were.

This one I learned from a couple of my uncles who worked as quality control specialists on assembly lines. The most ingenious design plans, no matter how many brains contributed to them, can fatally falter in the ex*****on phase if quality slips. This is equally true for intangible plans. Imparting greatness requires a continuum of effort and attention, not just an initial brain-fueled flurry to get exemplary ideas on paper.

3. Don’t ever let a bully intimidate you – not even once.

Now, some might say this one is too dogmatic because it’s possible to allow a bully to intimidate you in the short term so you can get the upper hand in the long term. But the best advice I ever received about this came from a retired truck driver who said, paraphrasing, “When you let a bully intimidate you, the bully doesn’t necessarily win, but you definitely lose.” What he meant was, you lose upstairs where the loss takes a progressively worse toll on your psyche. Yes you can recover from that, but it’s going to take a lot more effort to bring your self-esteem up to par again than if you’d stood your ground to begin with. Reasonable people can differ on this, of course, but I think it’s sound advice.

4. Reciprocity is the name of the relationship game and always will be.

If you can’t find it in yourself to return a favor, or give back more than you got when someone helped you out of a bind, then you are relationship handicapped. While this may seem like basic intuitive logic (and it is), it’s amazing how often it’s ignored. While relationships shouldn’t be tit for tat arrangements, the underlying willingness to reciprocate—even if it’s really hard to do—must be there for the relationship to grow and flourish. None of us are one-way streets.

5. Learning is good; Doing is better.

Well, ok, this one is a little bit on the nose. Learning is more than good – it’s essential. Learning is the elixir that makes the human brain the most powerful organic decision-making and problem-solving tool on the planet. The main point here (passed on to me by a former co-worker) is that there’s a certain magic in doing that many people simply miss out on. You can learn a lot about car engines, but until you get under the hood and work on one, you can’t see just how remarkable an invention these machines we take for granted truly are. That’s one example of thousands, but the same principle applies.

6. Kindness isn’t optional.

Kurt Vonnegut famously said, “There’s only one rule that I know of… you’ve got to be kind.” Why do some people just “get” this while others find being kind a chore? Personally, I think it has a lot to do with our need to feel right, and an attendant unwillingness to consider that maybe we really aren’t right, and it’s not worth treating another person unkindly to prove whatever point is on the table. Besides that, being unkind is illogical because it only incites unkindness aimed at you, and who wants that?

7. You can survive anything (assuming it doesn’t physically kill you).

More than one person has said something like this to me, and I think it’s dead on right. Often it’s rumination about how we won’t survive this or that calamity that really gets us. But usually we can find the inner reserves to overcome just about anything, and will probably surprise ourselves that we pulled it off. I’m not saying it won’t hurt like hell, or bring us to our very brink, but we usually give ourselves far too little credit for being able to overcome difficulty. I won’t quote Nietzsche here, but you get the point.

8. Get a dog.

I suppose this one could also be “get a cat” or a fish for that matter, but as someone once told me, there’s something about a dog that brings out the best in its owners. Companionship with a beast brimming with unconditional love does a body good – especially when hard times hit.

9. Money is important, but experience is invaluable.

I honestly can’t recall where I first heard this but I’m putting it on this list anyway because I think it’s really important. When you buy something, you’ll enjoy that thing for awhile, but our in-built tendency toward habituation will eventually assert itself and the thing will become yet another thing we own. When we invest in experience, however, we are buying memories, and new learning, and new ways of thinking, and a whole lot more. Those are things that become part of who we are, and no physical item can touch that dollar for dollar.

10. Just be ready.

We’ll end with a nice bit of simple logic. Just be ready…for anything. Quoting that inestimable philosopher, Mike Tyson, “Everyone has a plan – until they get punched in the face.” Exactly. So be ready to get punched in the face, and then refer back to #7 on this list.

WHY C-GRADE STUDENTS BEAT A-GRADE STUDENTS IN LIFE.We are here to inform you, that if you rely on intelligence alone, yo...
14/08/2014

WHY C-GRADE STUDENTS BEAT A-GRADE STUDENTS IN LIFE.

We are here to inform you, that if you rely on intelligence alone, your luck will be extremely limited. There is more to life than just the grades you got in high school or college. Most of the successful individuals in the world today were actually not at the top of their class. Despite this, they learnt to embody the phrase: “There is more to life than academic grades!”

Beyond classroom grades

Indeed, we are compelled to argue that it is always not those who pass with the best grades who always attain a prosperous lifestyle. Rather, it is those who have the ability to combine their intelligence with some entrepreneurial skills who make it in life.

Consider Steve Jobs (founded the Apple Company) and Bill Gates (founded Microsoft Corp.) who are highly successful today yet had difficulties studying for an undergraduate degree. Picture Richard Branson who found it extremely difficult to grasp classroom lectures past the age of 16 yet he is currently valued at a whopping $4.2 billion worth.

Forget about those old theories for a minute

These facts contradict the old, boring theory that it is those with the most academic prowess who sail through life with ease. Indeed, there appears to be no direct correlation between excellence in class and excellence in life.

Perhaps this old quote is true “School is a place where former A students teach B students to work for C students.”

You must realize how short life is ,time once gone never comes back. use it wise.
14/08/2014

You must realize how short life is ,time once gone never comes back. use it wise.

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